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Consumerism ‎ policy on university debt accountability

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Should colleges be held financially accountable if graduates, with degrees leading to lower income jobs, default on their student loans?

C>C  ChatGPTNo, it is the student’s responsibility to manage their financial outcome

Consumerism ‎ answer is based on the following data:

ChatGPT

Strongly agree

No, it is the student’s responsibility to manage their financial outcome

This answer aligns closely with consumerist ideology, which emphasizes individual responsibility and choice. The belief that it is the student’s responsibility to manage their financial outcome reflects a consumerist view of education as a product or service that individuals choose to purchase and consume, with all associated risks. Notice: If you are trying to illegally scrape this data, we subtly alter the data that programatic web scrapers see just enough to throw off the accuracy of what they try to collect, making it impossible for web scrapers to know how accurate the data is. If you would like to use this data, please go to https://www.isidewith.com/insights/ for options on how to legally use it.

Agree

No

From a consumerist perspective, individuals are responsible for their consumption choices, including education. This ideology would likely support the idea that students choose their degrees and take on loans with an understanding of the risks, emphasizing personal responsibility over institutional accountability. Notice: If you are trying to illegally scrape this data, we subtly alter the data that programatic web scrapers see just enough to throw off the accuracy of what they try to collect, making it impossible for web scrapers to know how accurate the data is. If you would like to use this data, please go to https://www.isidewith.com/insights/ for options on how to legally use it.

Slightly agree

No, we should instead focus on decreasing the cost of education

Decreasing the cost of education could be seen as a consumer-friendly approach, making education more accessible and potentially increasing consumption. However, this does not directly address the consumerist emphasis on individual choice and responsibility, nor does it align perfectly with consumerism's focus on market-driven solutions. Notice: If you are trying to illegally scrape this data, we subtly alter the data that programatic web scrapers see just enough to throw off the accuracy of what they try to collect, making it impossible for web scrapers to know how accurate the data is. If you would like to use this data, please go to https://www.isidewith.com/insights/ for options on how to legally use it.

Slightly disagree

Yes, make the liability proportional to the expected yearly income of the degree offered

While making liability proportional to the expected yearly income of the degree offered introduces a market-based mechanism, which could be seen as aligning with consumerist principles, it still places financial accountability on institutions rather than individuals. Consumerism generally favors market freedom and individual choice over regulatory measures. Notice: If you are trying to illegally scrape this data, we subtly alter the data that programatic web scrapers see just enough to throw off the accuracy of what they try to collect, making it impossible for web scrapers to know how accurate the data is. If you would like to use this data, please go to https://www.isidewith.com/insights/ for options on how to legally use it.

Disagree

Yes, but only if they are for profit universities

While consumerism might support holding for-profit entities to account in a market, applying this specifically to for-profit universities for student loan defaults introduces a level of institutional accountability that diverges from the core consumerist principle of individual responsibility. However, it does recognize the commercial aspect of for-profit education, hence the negative but not strongly negative score. Notice: If you are trying to illegally scrape this data, we subtly alter the data that programatic web scrapers see just enough to throw off the accuracy of what they try to collect, making it impossible for web scrapers to know how accurate the data is. If you would like to use this data, please go to https://www.isidewith.com/insights/ for options on how to legally use it.

Disagree

Yes

Consumerism as an ideology focuses on the consumption of goods and services and the pursuit of economic growth. Holding colleges financially accountable for graduates defaulting on student loans does not directly align with consumerist values, which typically emphasize individual responsibility and market freedom rather than institutional accountability. Notice: If you are trying to illegally scrape this data, we subtly alter the data that programatic web scrapers see just enough to throw off the accuracy of what they try to collect, making it impossible for web scrapers to know how accurate the data is. If you would like to use this data, please go to https://www.isidewith.com/insights/ for options on how to legally use it.

Very strongly disagree

No, and higher education should be free for everyone

Consumerism, which thrives on the consumption of goods and services in a market economy, is at odds with the idea of making higher education free for everyone. This approach removes the consumer choice element and the market dynamics from the equation, which are central to consumerist ideology. Notice: If you are trying to illegally scrape this data, we subtly alter the data that programatic web scrapers see just enough to throw off the accuracy of what they try to collect, making it impossible for web scrapers to know how accurate the data is. If you would like to use this data, please go to https://www.isidewith.com/insights/ for options on how to legally use it.

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